Terms and conditions for kaylivonera.com
These terms govern your use of kaylivonera.com and our subscription-based financial planning services. By using our website or subscribing, you accept these terms.
October 7, 2025
Acceptance of terms
By accessing or using kaylivonera.com, you agree to be bound by these terms and all applicable laws. If you do not agree, do not use this site or its services. These terms may be updated periodically without prior notice.
Definitions
The following definitions apply throughout these terms and conditions.
“kaylivonera”, “we”, or “us” refers to kaylivonera.com, its operators, and representatives.
“User” or “you” refers to anyone accessing or using our website or services.
“Subscription” means the monthly paid service providing ongoing financial planning consultations and support.
“Adviser” means a qualified professional providing financial planning services.
Service usage
Our subscription service is intended for residents of Australia aged 18 years or older. Use of our services must comply with all relevant laws and regulations.
Eligibility
You must be at least 18 years old and legally capable to subscribe. Services are provided to Australian residents only.
Proof of residency may be required.
Your responsibilities
By using this site, you agree to provide accurate information and use our services appropriately.
Prohibited uses
The following activities are not permitted on kaylivonera.com:
Intellectual property rights
All website content, including text, graphics, and logos, is the property of kaylivonera.com or its licensors. Reproduction or distribution is prohibited without written consent, except as permitted by law.
User content
Users may submit information or feedback through contact forms. All submissions must be lawful and not infringe on others’ rights.
User content rights
By submitting content, you grant kaylivonera a non-exclusive right to use it for service improvement and communication.
Privacy and data protection
Your privacy is important to us. Please refer to our privacy policy for details on how we collect, use, and protect your information. Use of our services constitutes acceptance of our privacy practices.
Read privacy policyWebsite disclaimer and limitations
Please review our disclaimer for important information about our services and content.
Important notice
Website information is general and not personal advice. Results may vary. Past performance doesn't guarantee future results.
Limitation of liability
kaylivonera is not liable for any loss, damages, or claims arising from use of our website or services, to the fullest extent permitted by law.
Indemnification
You agree to indemnify kaylivonera and its representatives from any claims or liabilities resulting from your use of the website or services.
Dispute resolution process
If you have concerns or disputes, please contact us first to resolve issues amicably.
Arbitration
Certain disputes may be resolved through binding arbitration under Australian law.
Arbitration does not limit your statutory rights.
Online dispute resolution
You can access online dispute resolution as provided by Australian authorities.
Learn about our disclaimerSeverability
If any provision is found invalid, the remainder remains enforceable.
Entire agreement
These terms constitute the entire agreement between you and kaylivonera regarding site use and services.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Any disputes will be resolved under Australian jurisdiction.
Termination
We reserve the right to terminate or suspend your access if you breach these terms. You may cancel your subscription at any time.
Changes to terms
We may update these terms periodically. Continued use of our site indicates acceptance of any changes.
Contact us
For questions about these terms or our services, please use the contact details below.
Email address: content@kaylivonera.com
Phone number: +61.3.1311.6688
Business address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia
Effective date of terms: October 7, 2025
Version: 2.0